Everyone

SIBS FORWARD PAYMENT SOLUTIONS

Lollipop

The MB WAY app is SIBS' digital solution that simplifies your payments by allowing you to do everything in one place! By connecting your mobile phone number to your bank card, you can send, receive and request money, split accounts, generate MB NET virtual cards, shop online and in physical shops with QR Code or NFC and even win prizes. You can track your subscriptions and recurring payments in your app. You can also withdraw cash and use MULTIBANCO just with MB WAY. Now with the latest innovation, MB WAY pulse you can use MB WAY even when your smartphone is switched off, without battery or internet access.
All this always with the security guarantee of SIBS. The MB WAY app is already a reference and has 5 million users who use its advantages daily making it the favorite payment app of the Portuguese.
FUNCTIONALITIES
How to pay with MB WAY? 
To pay in shop, when paying for your purchases in physical shops, simply select the "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option. 
- QR Code - After the merchant enters the purchase amount in the terminal and confirms OK, a QR Code is generated. Simply scan this QR Code on the payment terminal. If the purchase is more than the amount without PIN, confirm with your MB WAY PIN, touch ID or face ID.
- NFC - Touch your mobile phone to the payment terminal. If the purchase exceeds the amount without PIN, confirm in the MB WAY app and pull over again.
To pay in online shops, select the MB WAY payment method and enter your mobile phone number. You will receive a notification to confirm the payment with your MB WAY PIN. 
How to buy with MB NET? 
When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated.
How to withdraw money at MULTIBANCO?
To use the "Levantar Dinheiro" option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option.
You can also generate a code for someone else to go to MULTIBANCO to withdraw. 
How to send money?
Simply press the "Enviar Dinheiro" button, enter a contact and the amount you want to send and confirm the operation with your MB WAY PIN. The money will be immediately available in your contact's account.
How to request money?
To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to ask for money, indicate the amount, and confirm the operation.
How to split an account?
To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation. 
How to join authorized payments?
To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done! 
How to activate MB WAY pulse?
Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. It is also possible to shop with your MB WAY pulse when your smartphone is switched off, has no battery or has no internet access.
Note: this app is the only official SIBS app dedicated to MB WAY and MB NET services. You can also use the MB WAY and MB NET functionalities in the apps of the participating banks.

With MB WAY, you only need your number to make payments and immediate transfers.

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